How to deal with Financial Stress?


I’ve seen adults worry about financial stress. I’ve seen youths and young adults in their mid-twenties and thirties complaining about how the money they earn isn’t enough. I’ve lived through times where there are lots of seniors who had in their lifetimes served the Government for 35 years of their lives, relying on their pension to go through the remaining stages of their lives. I’ve also seen how they complain about the rising costs of basic needs and amenities.

It seems the reality for most people in the world is that it doesn’t matter how much we earn; it never seems to be enough. It may be enough to last us through the month, or perhaps a few years, but there’s always this lingering thought within us — Would it be enough to last us a lifetime? The answer is often no.

We’ve learned about how investments are the key to financial freedom. I agree to some extent. However, If it were truly the key to financial independence, why do Millionaires, and seemingly successful entrepreneurs still stress about finances? At the heart of financial stress is our inner dread for change. Government policy changes may be all that’s needed to turn a successful business person to a pauper within a day. Entrepreneurs understand this and hence seek to have leverage.

Leverage is also another key to Financial freedom. I agree to some extent, but with leverage comes a target, especially when we leverage on other people’s lives. The truth is that a solution to a problem today may not work tomorrow. But once we embrace the fact that change is inevitable, we can start dealing with Financial stress better.

Here’s a quote from the Lord of the Rings I’ll love to share with you;

“How do you pick up the threads of an old life? How do you go on, when in your heart you begin to understand there is no going back? There are some things that time cannot mend. Some hurts that go too deep that have taken hold.

The perspective I want us to see the quote is the changes that have taken root in the world at large. There are often talks of the good old days when life was simpler, and the father earns enough to feed the entire family without worrying about financial stress, etc. The truth is, there’s no going back to the “good old days.” That world is forever gone. Some changes have occurred in how we imagine life today that’s gone too deep and have taken hold.

The question is, how do we go on? We go by faith. We go on by being wise. We go on by having the willingness to confront reality as it is and not as we wish it to be. We go on by being real to ourselves and not deceiving ourselves. We go on by holding forth to the truth about suffering. We go on by not desiring to avoid pain, but by believing that we’ve got all we need to overcome whatever comes our way. We go on by not succumbing to fear. We go on by not letting temporary challenges have a detrimental effect on our Spiritual growth. We go on by thinking outside the box. Yes, we can go on in-spite of knowing the truth and choosing never to give up. We go on by embracing the truth about death. It doesn’t matter how long we “live,” we will all “die” one day.

The best way to deal with Financial stress or any other form of stress is by embracing the reality of change. Jesus says that you shall know the truth, and the truth shall set you free. We have nothing to gain by believing otherwise. Embracing the truth is the only sure way to be free from stress.